Use FSA and HSA for Prescription Eyewear

Use your Flexible Spending Account (FSA) or Health Savings Account (HSA) dollars to purchase prescription eyeglasses, sunglasses, or contact lenses. Use your FSA or HSA debit card at checkout just like a normal credit/debit card.

Shop with FSA/HSA Dollars

Know the difference: FSA and HSA at a glance

FSA Facts

Your annual FSA dollars are available January 1.
FSA dollars usually expire at the end of each calendar year.
Some employers allow you to carry over up to $500 of unused FSA funds from the previous year.

HSA Facts

HSA dollars are accrued throughout the calendar year.
HSA dollars never expire and remain in your account until they are spent.
At the end of each year, unused HSA dollars roll over to the next year.

Did you know?

FSA/HSA dollars can be used to purchase prescription eyewear and/or frames.
FSA dollars usually expire at the end of each calendar year.
 You can access all our promotions even when paying with your FSA/HSA dollars.

Browse our bestsellers, pay with FSA/HSA

Frequently Asked FSA & HSA Questions

What is FSA and HSA?

Flexible Spending Account (FSA) and Health Savings Account (HSA) are used to save and spend dollars specifically for health-related expenses. While FSAs are employer-sponsored, HSAs are personal accounts. FSA/HSA dollars can be used to purchase prescription eyeglasses, sunglasses, or contact lenses at FramesDirect.com.

FSA Facts

Your annual FSA funds are available January 1.
FSA funds usually expire at the end of each calendar year.
Some employers allow you to carry over up to $500 of unused FSA funds from the previous year.

HSA Facts

HSA dollars are accrued throughout the calendar year.
HSA dollars never expire and remain in your account until they are used.
At the end of each year, unused HSA dollars roll over to the next year.

Can you add your HSA/FSA card to Apple wallet?

Yes, you can add your HSA/FSA card just like any other payment card.

What is an FSA or HSA card?

An FSA or HSA debit card links to your FSA/HSA funds and works like a normal debit card. It can be used to purchase eligible eyewear online. If you use your FSA/HSA card, there’s no need to submit a reimbursement form to your insurance provider. If you don't have an FSA or HSA debit card, getting reimbursed is easy using a form available on FramesDirect.com.

Can you use HSA/FSA for glasses?

Yes! In most cases, you can use FSA or HSA funds to purchase prescription glasses, contact lenses, and prescription sunglasses. Non-prescription contacts and sunglasses may be covered if they are prescribed by a doctor. See the list below to find out if your prescription eyewear is covered:

Eyeglasses with or without lenses (including reading glasses)
Prescription sunglasses
Sunglasses (only if medically necessary and prescribed by a physician)
Contact lenses and related cleaning/storage solutions

Does HSA cover contacts?

You can use HSA and FSA funds to purchase prescription contact lenses. Non-prescription contacts worn for cosmetic purposes, such as changing the hue of your eyes, are not eligible for HSA or FSA purchases.

Shop eyeglasses Shop prescription sunglasses Shop sunglasses